js33333金沙(股份)有限公司·官网

Recently, the signing representatives of Shandong Qiju Building Materials Co., Ltd., Tianjin Bank Jinan Branch formally signed on the one-year working capital loan contract of 3.75 million yuan. This is the first small micro-enterprise loan guarantee proportion business operated by the provincial Re-guarantee Group, marking the province's financing guarantee compensation funds business has been officially landed.

According to the Interim Measures for the Administration of Compensation Funds for Small and Medium-sized Enterprises in Shandong Province, the small and medium-sized enterprises financing guarantee compensation fund accounts are set up in the provincial Re-guarantee Group, which is responsible for the management and operation of the capital account. On October 23, 2015, the provincial Re-guarantee Group and Tianjin Bank Jinan Branch, Qilu Bank, Qingdao Bank Jinan Branch and Qishang Bank formally started the compensation capital operation. In accordance with the agreement, when the guarantee loan business issued by cooperative banks to small micro-enterprises has compensation, the compensation funds of provincial re-guarantee group, cooperative bank, guarantee institutions jointly bear the compensation responsibilities in accordance with the proportion of 25%, 20%, 40% and 15% respectively. The compensation gains of the compensation business are returned to the parties in time in accordance with the proportion of compensation after deducting the liability expense of litigation and other claims.

The first business of financial guarantee compensation capital in our province is a big innovation of the cooperation mode of government, the bank, the guarantee, reguarantee, thus effectively playing the policy function of the provincial Re-guarantee Company as the "guarantee industry stabilizer" policy function, which will further improve the anti-risk ability of financing guarantee institutions and provide a new model for solving the problems of difficult financing of the small and micro enterprises, expensive financing and preventing financial risks.